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    Business Risk Management

    Property Coverage

    Property Insurance is your business’s financial safety net. If your building or your stuff gets damaged by a covered event or peril, the policy helps you recover quickly without paying everything out of pocket.

    Property Insurance pays for damage to:

    • Buildings you own (this is called real property)

    • Business belongings like equipment, inventory, furniture, tools, and supplies (this is called personal property)

     

    These are known as first party losses, meaning the insurance pays you, the business owner, for damage to your property.

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