Employer/Employee Benefits
Health Insurance
Without a doubt, medical coverage is the cornerstone of an effective employee benefits package. Knowing this, Next Horizon is pleased to offer medical coverage options from carriers that people know and trust.
Healthy employees make for a stronger workforce. Health insurance comes in a range of scalable coverage options. Employer-funded plans are the gold standard, but for smaller businesses, self funded plans can provide competitive benefits at a lower cost.
Self Funded plans may include:
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An extensive national Preferred Provider Organization (PPO) network
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A high level of employee choice – employees can self-refer to any provider, including specialists
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Utilization review services, such as pretreatment review and pre-admission testing, to help ensure that medical treatments are appropriate and necessary
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Recommendations on the most efficient and effective use of benefit dollars
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Flexible plan designs with a choice of deductible, co-payment and coinsurance amounts
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Optional prescription drug card plans and wellness benefits