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    Business Risk Management

    Modern Building Exterior

    Commercial Package Policy

    Most small and medium-sized businesses qualify for a CPP. It’s popular because it keeps things organized, cost-effective, and easy to manage.

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    Benefits for your business:

    • One policy instead of many. You don’t have to juggle multiple insurance contracts. Everything is packaged together.

    • Less repetitive paperwork. Since the coverages are bundled, the policy is cleaner and easier to understand.

    • Lower premiums. Buying coverages together usually costs less than purchasing each type of insurance separately.

    • Customizable protection. Start with property + liability, then add what your business needs — like crime coverage, inland marine, equipment breakdown, etc.

    CPP can include almost any commercial coverage the business might need, including both property and casualty insurance. 

     

    The CPP can include the following: 

    • Commercial property coverage forms:

      • Building and personal property 

      • Builder's risk 

      • Condominium association 

      • Condominium commercial unit owners 

      • Business income 

      • Extra expense 

    • Commercial inland marine 

    • Commercial casualty coverage forms 

      • Commercial auto 

      • General liability 

      • Crime 

      • Farm liability​

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