Business Risk Management
General Liability
Businesses deal with customers, suppliers, and the public every day. Even simple accidents — like a customer slipping, a contractor getting hurt, or damage caused during your work —can lead to costly claims.
Without this coverage, your business may have to pay these expenses out of pocket, which can be financially devastating.
If someone gets hurt or something gets damaged because of your business, this policy helps pay for the costs so you don’t have to. It protects your money, your reputation, and your ability to keep operating.
What it typically covers
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Injuries to customers or visitors
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Damage to someone else’s property
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Accidents caused by your business operations
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Legal defense and court costs
What it usually doesn’t cover
Some risks require separate policies:
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Auto-related accidents (needs commercial auto insurance)
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Professional mistakes or advice (needs professional liability/E&O)
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Pollution-related claims (needs environmental liability)