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    Business Risk Management

    Fashion Business

    Business Owner's Policy (BOP)

    Many types of small business are good candidates for a BOP. A BOP usually bundles together:

    • Property insurance (protects your building, equipment, inventory)

    • Liability insurance (protects you if someone is hurt or you’re sued)

    • Other basic protections your business commonly needs

     

    All of this comes in one single policy, so you don’t have to piece everything together yourself.

    ​Optional add-ons for BOP coverage

    If your business needs extra protection, you can add optional coverages — usually for a small additional premium. Examples include:

    • Business interruption

    • Crime coverage

    • Equipment breakdown

    • Outdoor signs

    • And more, depending on your industry

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